Identity theft and online fraud are not just new buzz words, they are unfortunate realities that we must be aware of and take action on in order to protect our finances whether we shop online or not. One precautionary step taken by Visa is their Verified by Visa program for online credit card beginners and [...]
You’ve read about it and seen it on TV, the bad guys rummaging through garbage or sitting in a car with a wireless laptop, looking for a way to steal your personal information, your credit card numbers, social security number, your signature, etc… Identity theft is an unfortunate reality that can and should haunt anyone [...]
Although it is contrary to the warm fuzzy feeling you get when looking a thousands of dollars of available credit, credit cards are not free money. When one is not cautious credit card debt can become a down hill sleigh ride into financial hell. Rest assured, there are ways out, around and through the torment.
The idea of the credit card was first introduced in a book titled “Looking Backward,” an 1887 novel by Edward Ballamy.
