Would you throw twenty dollars into the toilet? Paying a high interest rate on a credit card is pretty much the same as throwing money away. It is unnecessary. Many of us are not only paying monstrous interest rates on a credit card, we are paying high rates on multiple cards. The low minimum payments [...]
What is credit card debt settlement? It’s a way to reach a negotiated settlement for an outstanding balance on a credit card account. Easier said than done!
You’re car broke down while you were traveling. Luckily, you were able to find a mechanic to repair it for you quickly. Unluckily, when you went to pay for the repair, your credit card was denied. When you called the credit card company, you learned your card had been canceled. The representative would not tell [...]
Having bad credit is rough – really rough. Once you’ve been given the label of ‘bad credit borrower,’ making any sizable consumer purchase is going to be a lot harder for you. Unless of course you have the cash on hand, which most people don’t. So, you’re in a position where you want to make [...]
Identity theft and online fraud are not just new buzz words, they are unfortunate realities that we must be aware of and take action on in order to protect our finances whether we shop online or not. One precautionary step taken by Visa is their Verified by Visa program for online credit card beginners and [...]
The idea of the credit card was first introduced in a book titled “Looking Backward,” an 1887 novel by Edward Ballamy.
